Sunday, October 5, 2014
Seaman Loan Articles

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Monday, November 16, 2015

Hassle-Free Seaman Loan Application via Non Appearance is Now Possible

Just imagine how convenient it would be to get approved of a seaman loan application in Cebu without the need to show up and personally process your credit approval. Wouldn't it be best this way? If you are interested to know more about how to go over with this new offer only from one of the top loan agents in the Philippines for maritime worker loan lending, then read more below as I showcase procedures and tips to undergo during and before application. I am your professional and qualified loan consultant, Samuel Casuncad.

You can contact me by visiting my Contact Us Page above. In the meantime, allow me to share insights and help tips to achieve non appearance seaman loan application in Cebu. Note that this system works anywhere and may be used over and over again even if you try to apply in Metro Manila branches for any provider in private lending industry as well as some banks.

Being a non collateral loan, you cannot get the assurance of fast processing for a maritime loan. Even if you scour the internet and search for options, you'll probably end up in just 2 places. A lost and unfounded information or any of my other blogs discussing comprehensively how to achieve non appearance seaman loan and possibly get 1 day release of your loan application. If you want the second which is obviously why you can came around and found this post, then you can read a good article I also wrote here. I promise you that you'll find very useful especially if you are the type of seafarer who hasn't had so much liberty at taking time to report to a lending company just to file for your loan application.

Please be reminded that the non appearance process is for those who don't have the liberty to spend so much time trying to get an approval for a credit application but has the patience to wait for the whole process to push thru with trust from your agent. If you are not the type, then this loan is not for you as well. Now, let me walk you along with the whole juice.

Seaman Loan Application Procedures

Top 7 Factors to Help Achieve Non Appearance Seaman Loan Approval

Be guided accordingly and note that only those who are willing to submit documentary requirements via the use of an internet and online access and have the resources to copy all sorts of documents and send it using a legitimate and working email address may be able to achieve this special offer.

  1. Pre Qualification - In order to guarantee the fastest loan approval, a pre-qualification process is deemed necessary. In the first place, if proceed immediately to process without knowing if you actually qualify, you might end up with dismay finding out after the long wait that you cannot provide a requirement or a case will not allow you to apply for the seaman loan at all. So it is very important to first undergo a short pre-qualification interview.
  2. Complete and Right Requirements - Most seafarers may have the complete requirements but may fail providing the right one. Remember that there is a very big difference between submitting a complete set of documents from submitting the right ones. Right means in compliance with the lending company policies and rules and regulations government application for seaman loan. Furthermore, complete does not necessarily mean right so make sure to have both to avoid delay.
  3. Compliance with Lending Policies - As i've mentioned partially above, compliance is a very important factor when it comes to applying for any type of loan and not just for seaman loan. If you are dead serious with achieving non appearance 1 day release and hassle-free loan application, you will have to comply at all times with what is required. In this case, it is not true that "in every rule there is an exception". When it comes to dealing with money matters like loans, it is a must to not be excempted.
  4. Outside Factors - This may include anything out of your complete control from crewing managers to character references and their respective documents and information submitted. This means that you have to let them know that the lending company might call them anytime to ask for information. If you are not sure they are willing to complete a short interview from an account officer, then don't provide their names nor any of their information. Make sure to understand that by outside factors it means everything not under your control but is subject to your choice. It could mean documents, information, people and so on.
  5. Documentation - When I say documentation I mean all angles about any or all of the documents and information in black and white that you will be submitting as part of the process and compliance to lending company policies and rules and regulations to get approved of your seaman loan application. Make sure nothing is tampered with, falsified, altered or faked. It is your job to do so. Failing to comply might mean a declined or disapproved credit line application.
  6. Patience and Attitude - While very few would actually have attitude problems when we talk about patience being a virtue, the small number may from time to time appear dominant. When this happens to you, rest assured you could end up with one of the biggest problems with applying for seaman loan in any lending company be it a bank or private lender. Some, if not all of them may put you on hold or worse, decline your application and have you banned forever in the lending world to apply again for this type of loan.
  7. Willingness to Comply - While it is obvious in so many reasons why it is a must to follow the golden rule of complying and abiding by the lending laws, there may be some who are not so willingly happy to comply if from time to time there may be additional documents required by the lender. If you are not willing to abide, this type of loan is not for you. Go elsewhere where somebody may be willing to come around your terms and we wish you good luck in learning that only those who are willing will always get the guarantee of the fastest processing compared to those who like to battle it out with reasoning.
By now you must be ready to apply for our non-appearance 1 day approval low interest seaman loan in Cebu (or in Manila). If that is your case and you've clearly understood everything I have mentioned above, then by all means, apply by visiting this page -  http://www.seamanloan.com/

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